Screw #YOLO. It’s Often Misused to Justify Bad Decisions.

.. “The concept of YOLO isn’t to go make an ass of yourself. It’s to seize the day, go out and make something with your life that matters.” .. In recent years, I’ve seen people on social media using #YOLO whist doing all sorts of stuff ranging from skydiving to making purchases of luxury cars…

Why Some Overspend On Weddings & Other Major Life Milestones

“Overspending occurs because some people are living lifestyles not justified by their incomes.” I once had a friend who worked as a personal banker at a local bank. Every once in a while, this old lady selling tissues on the streets would walk into his branch and deposit some cash into her savings account. Her account has…